Bodily Injury
Property Damage
Medical Payments
Uninsured Motorists
Underinsured Motorists
Bodily Injury-This is the coverage for the medical bills or bodily injury which you may by liable by operating a vehicle. It is usually written on a per person / per accident basis stating the amount of coverage the insurance company will pay on your behalf.
Property Damage-Covers the property damage caused by the insured vehicle
Medical Payments-This is the amount you and those in or on your vehicle can collect due to your ownership of the vehicle whether you are at fault or not.
Uninsured Motorists-This is coverage that covers you and your occupants if you are involved in an accident caused by an uninsured vehicle. Some restrictions and limitations may apply.
Underinsured Motorists-This coverage applies when the party that causes an accident has coverage, but not enough to cover all your bills. The limit usually matches the bodily injury limits you have selected.