Homeowners Insurance Agent Serving Salisbury, NC

ISA Insurance Service Associates is an insurance agency based in Salisbury, NC. We specialize in providing homeowners insurance coverage for individuals and families.

As licensed insurance agents, we understand the importance of protecting your most valuable asset—your home. Our goal is to provide you with comprehensive coverage options and personalized service to ensure that you have the right protection for your specific needs.

Homeowners Insurance Basics

Homeowners insurance is a type of property insurance that provides financial protection in the event of damage or loss to your home. This can include damage from natural disasters, fire, theft, and other unforeseen events. As a homeowner, having a solid understanding of the basics of homeowners insurance can help you make informed decisions about your coverage. Our staff are ready and available to address all of your questions and concerns.

With ISA Insurance Service Associates, you can rest assured that your policy is written on either a replacement cost or actual cash value basis. Replacement cost refers to the amount it would take to replace or repair damaged property with materials of similar quality, while actual cash value considers depreciation. We will work with you to determine the best option for your specific needs.
An image of home and key representing home insurance agent serving Salisbury, NC

Coverage Options

With homeowners insurance, you have several coverage options to consider. In addition to coverage for your main dwelling, your policy may also provide a percentage of the home value for other structures on your property, such as detached garages or sheds. Coverage for your personal belongings, including furniture, clothes, and other personal items, is also included in most homeowners insurance policies.

In the event that your home becomes uninhabitable due to a covered loss, homeowners insurance can also provide coverage for additional living expenses. This may include hotel accommodations or temporary housing until you are able to return to your home.

At ISA Insurance Service Associates, we take pride in providing our clients with exceptional service and personalized coverage options. A dedicated homeowners insurance agent can help you find the right homeowners insurance policy to fit your specific needs and budget. Contact our home insurance agent today to request a quote.